Terms of Use

INTRODUCTION BY USING this WEBSITE AS A GUEST OR BY REGISTERING AS A MEMBER, YOU ARE INDICATING YOUR AGREEMENT TO BE BOUND BY THESE TERMS OF SERVICE. If you do not agree to these Terms of Service, please do not use this website.

FamilyInsurance.com (hereinafter referred to as WEBSITE) is a service of MyFamilyTree.com (hereinafter referred to as COMPANY).

MODIFICATION The Terms of Service may be modified from time to time. Please regularly check the update date at the top of this document to determine whether a change has been made to these Terms of Service. If you do not agree to changes in the Terms of Service, please to terminate your registration with and use of WEBSITE immediately. Your continued use of WEBSITE will signify your acceptance of any change in the Terms of Service. WEBSITE can also choose to amend these Terms of Service either by emailing you about the amended terms, which take effect when we send you the email, or by displaying amended terms to you when you log in to WEBSITE, which take effect when we post them.

UNAUTHORIZED USE Unauthorized access, distribution, reproduction, copying, retransmission, publication, sale, exploitation (commercial or otherwise), or any other form of transfer of any portion of WEBSITE, including but not limited to all content, reviews, user data, forum posts, blog entries, or blog commentary, databases, services, digital products, listings, courses, events, tools or products is hereby expressly prohibited. It is further prohibited to cut and paste, sell, license, rent, lease, modify, distribute, copy, reproduce, transmit, publicly or display derivative works from materials, code or content on or from this WEBSITE.

This WEBSITE does not sell any good or services and nothing on this WEBSITE shall be construed as an offer to sell anything. Any purchases made through other websites and from other companies, are not conducted through this WEBSITE. we are not involved in any transactions that are consummated between you and any of the merchants or advertisers whose Services are listed on our Websites. We are also not responsible for nor do we guarantee the price, terms or performance of any of the Services. You hereby knowingly and voluntarily assume all risk from using such websites to purchase goods and services listed on this WEBSITE.

DISCLAIMER OF WARRANTIES YOU EXPRESSLY AGREE THAT USE OF COMPANY IS AT YOUR SOLE RISK. this WEBSITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. THE COMPANY MAKES NO WARRANTY THAT the WEBSITE WILL MEET YOUR REQUIREMENTS, OR THAT COMPANY WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE; NOR DOES COMPANY MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF COMPANY. COMPANY WILL NOT BE LIABLE FOR ANY DIRECT, CONSEQUENTIAL OR INCIDENTAL DAMAGES, WHETHER FORSEEABLE OR NOT, WHICH MAY RESULT FROM THE UNAVAILABILITY OR MALFUNCTION OF COMPANY.

YOU UNDERSTAND AND AGREE THAT ANY MATERIAL AND/OR DATA DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF COMPANY IS AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF SUCH MATERIAL AND/OR DATA. YOU UNDERSTAND AND AGREE THAT THE COMPANY DOES NOT GUARANTEE THE ACCURACY OR COMPLETENESS OF ANY INFORMATION IN OR PROVIDED IN CONNECTION WITH the WEBSITE. THE COMPANY IS NOT RESPONSIBLE FOR ANY ERRORS OR OMISSIONS OR FOR THE RESULTS OBTAINED FROM THE USE OF SUCH INFORMATION. THE INFORMATION IS PROVIDED WITH THE UNDERSTANDING THAT NEITHER COMPANY NOR ITS MEMBERS, WHILE SUCH MEMBERS ARE PARTICIPATING IN COMPANY, ARE ENGAGED IN RENDERING LEGAL, MEDICAL, COUNSELING OR OTHER PROFESSIONAL SERVICES OR ADVICE. THE COMPANY ENCOURAGES YOU TO SEEK APPROPRIATE PROFESSIONAL ADVICE OR CARE FOR ANY SITUATION OR PROBLEM WHICH YOU MAY HAVE.

THE COMPANY SHALL NOT BE RESPONSIBLE FOR ANY LOSS OR DAMAGE CAUSED, OR ALLEGED TO HAVE BEEN CAUSED, DIRECTLY OR INDIRECTLY, BY THE INFORMATION OR IDEAS CONTAINED, SUGGESTED OR REFERENCED IN THIS SERVICE AREA. YOUR PARTICIPATION IN COMPANY IS SOLELY AT THE YOUR OWN RISK. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM the WEBSITE OR THROUGH COMPANY SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN. THE COMPANY MAKES NO WARRANTY REGARDING ANY GOODS OR SERVICES PURCHASED OR OBTAINED THROUGH COMPANY OR ANY TRANSACTIONS ENTERED INTO THROUGH COMPANY.

LIMITATION OF LIABILITY THE COMPANY SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES, RESULTING FROM THE USE OR THE INABILITY TO USE COMPANY OR FOR THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES OR RESULTING FROM ANY GOODS OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH COMPANY OR RESULTING FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, USE, DATA OR OTHER INTANGIBLE, EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN ANY EVENT, BY ACCEPTING THE TERMS OF SERVICE YOU SPECIFICALLY AGREE THAT COMPANY AND OUR AFFILIATES SHALL NOT BE LIABLE.

INDEMNIFICATION You agree to indemnify and hold each of COMPANY, their parents, subsidiaries, affiliates, officers and employees, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use of this WEBSITE, the violation of these Terms of Service by you, or the infringement by you, or any other subscriber of your account, of any intellectual property or other right of any person or entity.